Cookie Policy

This website is owned by Polished Insurance. Here is our cookie policy for this site and the types of cookies we use on it.

What are cookies? 

Cookies are small files that websites place on the device you are using to browse the site. Cookies are commonly used to record some aspect of your visit to a site such as choices you have made, or preferences you have set during your visit.

How and why we use cookies 

We use cookies to give you the best experience when you visit our website. By using cookies, we can make it easier for you to do many things such as applying for services. Cookies can also allow us to tailor the content of our website so we can show you services or adverts we think you may be interested in.

Keeping your personal information safe 

Our cookies do not store personal information such as your name, address, phone number or email in a format that can be read by others. The cookies we use cannot read or search your computer, smartphone or web-enabled device to obtain information about you or your family, or read any material kept on your hard drive.

The website that places a cookie owns that cookie. This means only that website and other sites that it has agreed to share information with can read the information stored using a cookie.

Links to sites provided by others 

If you follow a link from our website to another website, please be aware that the owner of the other website will have their own privacy and cookie policies for their site. We recommend you read their policies as we are not responsible or liable for what happens at their site.

How to manage and switch off cookies 

Your web browser provides settings that allow you to manage or switch off cookies. If you do switch off cookies remember that you may not be able to use all of the services on our website.

You can find out more about managing and switching off cookies at the independent website: http://www.allaboutcookies.org/.

The types of cookies we use on this site 

Performance cookies 

These cookies help us to monitor and improve how our website works.

Common uses for this type of cookie include:

  • Collecting information about which pages visitors go to most often
  • Noting if visitors get any error messages from web pages
  • Understanding which links visitors like to follow (including adverts) and which they choose not to

The information collected using these cookies is anonymous and cannot be used to identify an individual visitor.

Functionality cookies 

These cookies allow us to provide you with enhanced features that need to remember your preferences and choices such as your user name, language or region. They also let us monitor how our website is performing so we can keep on improving it.

Common uses for this type of cookie include:

  • Remembering how you like to use our site, such as what text size you like or what media software you use
  • Remembering what topics you’re interested in so we can provide you with related products, services and information

The information we store in these cookies is encrypted so only we can read it.

Carpet Cleaners Insurance

If you run a carpet cleaning business then you will need an insurance policy that pays claims for any damage you may cause to the carpets you clean. Whether that damage is caused by discolouration, shrinkage or general damage, you need cover for damage to property worked upon and treatment risks, which are automatically covered by our policy. 

Carpet Cleaners Insurance

Domestic Cleaners Insurance

When you are cleaning in a customers' property you are legally liable for any damage you cause.  Not all insurance policies cover you for the damage you cause to a customer's property.  But our policy does.  So if you run a domestic cleaning business you need to contact us to get the cover you need, which also includes keyholder cover, should you lose any of your customers' keys. 

Domestic Cleaners Insurance

Contract Cleaners Insurance

If you run a contract cleaning business and need cover for the work you do in customer's premises then we can help.  Whether you work in shopping centres, nursing homes or any other type of commercial premises then we can help you arrange public and employers liability Insurance with specialist covers that most insurers exclude as standard. 

Contract Cleaners Insurance

End of Tenancy Cleaners Insurance

When you are undertaking an end of tenancy cleaning job, will your current insurance policy pay any claims for damage that you may cause to the property you are cleaning?  Probably not.  So speak to us here at polished insurance to ensure you have the correct cover for your cleaning work. 

End of Tenancy Cleaners Insurance

Office Cleaners Insurance

When you operate an office cleaning business, your customers are very important to you, and we understand that.  So in the event of an incident occurring that causes damage to your customers' property, you need an insurer that will pay those claims and maintain your excellent reputation with your customer.  Our policy is underwritten by Zurich, one of the world's leading insurance companies, giving you complete peace of mind should you need to make a claim. 

Office Cleaners Insurance

Window Cleaners Insurance

As a window cleaner you may get customer's who accuse you of scratching their new French doors or their recently built conservatory roof.  Without having an insurance policy that covers you for damage to the glass you would have to defend yourself at your expense.  Do you have the money to pay a solicitor to do that?  By having cover with polished insurance your claim will be dealt with whether you were at fault or not and if there was no proof of any damage caused by you, then Zurich will defend your position. Absolute peace of mind from just £15 per month

Window Cleaners Insurance

Oven Cleaners Insurance

If you run an oven cleaning business then you will want to be sure that if you damage a customer's oven when cleaning it that your insurer will pay for the damage you caused.  Well, if you are insured with us here at polished insurance then our insurer, Zurich will provide that cover.  Not all policies will cover the damage you cause whilst cleaning, whether that damage is caused to an oven, a kitchen worktop or a newly tiled floor.  So make sure you have the best cover you can by getting a quote from polished insurance.

Oven Cleaners Insurance

Driveway Cleaners Insurance

Do you clean driveways, patios or communal areas using a power washer? Does your current insurer cover any damage that the water may cause?  Or do they limit the pressure you can use to something like 100 bar?  If your insurance for your driveway cleaning business with polished insurance you will have peace of mind that your business is fully protected from the risks of damaging a customer's property that could cost you thousands of pounds to rectify.  

Driveway Cleaners Insurance

Upholstery Cleaners Insurance

If you run an upholstery cleaning business then you will need an insurance policy that pays claims for any damage you may cause to the sofas, curtains or other soft furnishings that you clean. Whether that damage is caused by discolouration or just general damage, you need cover for damage to property worked upon and treatment risks, which are automatically covered by our policy. 

Upholstery Cleaners Insurance

We can arrange many specialist covers for your business

Public Liability

Insurance

We provide specialist covers to protect your business including keyholder cover, damage caused by the incorrect use of chemicals and damage to the item being cleaned. Not all policies include these covers, but ours does.

Public Liability

Insurance

We provide specialist covers to protect your carpet cleaning business from claims made against you for injury to members of the public or damage to carpet or upholstery you are cleaning.

We include treatment risks and damage to property worked upon cover as standard.  

So if you are accused of damaging someone's carpet we will take care of the rest for you.

 

Employers Liability

Insurance

If your office cleaning business has employees or uses labour only sub contractors then you are legally are required to provide Employers Liability Insurance. This will protect your business in the event that someone working for you was to be injured at work.

Employers Liability

Insurance

If your business has employees or uses labour only sub contractors then you are legally are required to provide Employers Liability Insurance. This will protect your business in the event that someone working for you was to be injured at work. 

 

Tools & Equipment

Insurance

If your cleaning business cannot operate without the tools and equipment you use to do your work, then what will happen if that equipment was stolen or damaged? We can arrange affordable insurance cover that will ensure you are able to get back to work straightaway.

Tools & Equipment

Insurance

Tools & Equipment Insurance for Cleaners

If your business cannot operate without the tools and equipment you use to do your work, then what will happen if that equipment was stolen or damaged?

We can arrange affordable insurance cover that will ensure you are able to get back to work straightaway.

 

The benefits of using an industry specialist broker.

When polished insurance was established in 2004, our aim was to provide the best insurance cover and service to all types of cleaners. All these years later, we are still doing that.   


We understand the cleaning industry, we have the backing of a leading insurer - Zurich and we have a team of friendly and dedicated insurance experts who can help you to get the right cover for your business. 


So if you run a cleaning business and you aren't insured with us, then why not?  It's not too late though, just click below to get your quote today.

Competitive premiums 

Our premiums start from;

£1m PL

£

120.00

Public Liability Cover including keyholder cover, treatment risks and damage to the item worked on


£2m PL

£

140.00

Public Liability Cover including keyholder cover, treatment risks and damage to the item worked on


£5m PL

£

225.00

Public Liability Cover including keyholder cover, treatment risks and damage to the item worked on


All premiums quoted are exclusive of Insurance Premium Tax and Policy Fee and are based on the premium being paid in full. 

Here's how to get started

Get your quote online

Complete your details online and you will be presented with a quotation for the cover you need. 

Get immediate cover

Need to provide proof of insurance in a hurry?  No problem.  You can arrange cover to start the same day.

Call us if you need help

If you have any questions at all simply ring us on 01942 403370 and we will be happy to help.

Download your documents

Your policy documents will be ready for you to download within seconds of you arranging cover.

Frequently Asked Questions

What types of cleaning can you cover?

We can provide cover for a wide range of cleaning activities that will cater for 99% of cleaning businesses.  You will see an extensive list of the activities covered when you get your quote.  If there is anything you do that we don't have listed, just give us a call on 01942 403370

What happens if I have to make a claim?

You simply need to ring us on 01942 403370 and one of our experienced staff members will take the details of your claim and advise you what to do next.  We appreciate that having a claim can be traumatic and we are here to help you through the whole process. 

What payment options do you offer?

You can pay your premium in full by debit or credit card or you can pay in instalments by monthly direct debit.

How soon can I arrange cover and get proof of insurance?

You can start cover with immediate effect.  Once you have received your quote, simply choose the payment option you prefer and the cover can be started immediately.  You will be able to download your documents straight away. 

What our customers have to say;

I have been dealing with Polished for over 15 years and I would never go anywhere else.  Lynda has been superb, always available when I have queries and they provide very good cover at a very reasonable price.  I would definitely recommend polished to other cleaners.

Paul Simons PS Cleaning Solutions

When I first started my business I had a policy I bought through a comparison site and I learned a very expensive lesson as I didn't have the cover I needed. Since finding polished in 2017 I have been very happy with the service and cover I get and would definitely recommend them to others. 

Judy Graham Sparkle & Shine Cleaning Services

Before I was insured with polished I had a policy with another broker who never answered the phone and was very unhelpful.  Polished have been excellent and offer great cover at a price I am very happy with.

Steve Penny Spenny Cleaning Services

I was referred to polished insurance by trade by the FWC and I have been with them over 8 years now and always found them to be competitive and very helpful when I have needed to make changes.

Ken Sargent Pane in the Glass Window Cleaning

Get in touch

Cleaning trades covered

Social Media

Polished Insurance is a trading name of Allied Insurance Services Ltd who are authorised and regulated by the Financial Conduct Authority under ref no 309497. Registered Address; Allied House, 98 Standishgate, Wigan, WN1 1XA. Registered in England No: 4319831

Get in touch

Polished Insurance

98 Standishgate

Wigan

WN1 1XA


Tel: 01942 403370

Email: info@polished-insurance.co.uk


Cleaning Insurance Available

Polished Insurance is a trading name of Allied Insurance Services Ltd who are authorised and regulated by the Financial Conduct Authority under ref no 309497. Registered Address; Allied House, 98 Standishgate, Wigan, WN1 1XA. Registered in England No: 4319831

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