As a preferred supplier of the Federation of Window Cleaners, we understand your industry and our experienced team will ensure that your insurance policy meets your needs.
Scratched Glass Claim Example
Mr Ascroft is a Polished Insurance policyholder. He had been advised by a longstanding client that one of his employees had been cleaning glass to remove paint, as instructed by the client. During the cleaning job the glass was scratched. Mr Ascroft and his employee were aware that there had been no scratches on the glass prior to the clean and therefore accepted that they had caused the damage to the glass.
Under the public liability clause, for damage caused to any item being cleaned, worked on, treated, or maintained, they proceeded to settle the claim made for an amount of £1,698.
Frequently Asked Questions
Yes. There are many standard public liability insurance policies which will exclude damage to third party property being worked upon such as scratched glass during the cleaning process. The Polished Insurance policy includes damage to any item being cleaned or worked on, so that your business will be covered.
Yes. If you only select public liability insurance you are covered to work up to 15 metres. For policies including employers’ liability insurance cover, you will be asked to specify the height parameters that you and your employees work to, and your quote will reflect this.
If you work using the rope access method, or if you work from a mobile platform you can speak to a member of the Polished Insurance team and we will provide you with an insurance policy that will cover you when working from these heights.
Yes. If you list all your business activities within the online quote service or discuss them with a member of the Polished Insurance team, we can ensure that your Polished Insurance policy covers you for every aspect of your work.
The standard third-party property damage excess on your Polished Insurance policy is £250. However, you can choose to pay a surplus on your premium to reduce your excess to as low as £100. Speak to the Polished Insurance team to find an insurance policy that works for you.